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Simon Ricketts, a partner at law firm SJ Berwin, said it would bedifficult to argue that a payday loan shop was materially different toany other financial services outlet.

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As well as imposing limits on rollovers, the FCA appears committed to more frequent and wide ranging market checks than the OFT. As well as calling for tighter affordability checks by lenders and looking into how they treat borrowers with payments due or in arrears, they've announced emergency regulation of credit brokers for their role in the payday industry. Erotic lesbian comic Erotic naked woman

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